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Buy Bitcoin with a Debit or Credit CardIf you want to buy Bitcoin with eCheck bank routing and account number, then you have to find a reputable exchange, or marketplace that will let you do it. Please note: Coinbase doesn't accept physical checks or checks from bill pay services as a payment method to purchase cryptocurrency or to transfer cash into. If you own US bank account with online banking access, you may want to buy BTC with ACH bank transfer (sometimes called eCheck). Advertisements.