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XRP XLM ARE THEY ANY GOOD?A Memo or Destination Tag is an additional address property (numeric and/or string) that allows identifying the transfer recipient behind. cryptocurrency-guidesstellarxlmxrp. Share: Facebook Twitter WhatsApp Request a feature. All Freewallet products. For questions or offers. Yes, because at bitcoin-debit-cards.shop Exchange, we use a single XLM receiving address for Stellar deposits from all users. Thus, we require users to.